Hi @Njturnbull,
Thanks for posting in the Roku Community!
Upon setting up your Roku account, we’ll ask you to put a credit card number or payment method on file to make it easy to pay for any subscriptions or rentals.
For more information about the advantages of adding a payment method, visit our Support page here: Why is a payment method required when creating a Roku account? | Official Roku Support
If you have any other questions or concerns, please let us know.
Best regards,
Mary
Mary F.
Roku Community Moderator