"To view a continuous recording, you must remove the micro SD card and connect it to your computer."
How to install a micro SD card in your Roku Smart Home camera | Official Roku Support
I know, it's ridiculous.
I can't help with the other issue. I thought it created a video clip when it detected sound or motion, but I let my subscription lapse after the free trial.
From the indoor camera setup page: "Set your camera to record video any time motion or sound is detected"
How to set up your Roku Indoor Camera SE | Official Roku Support
I don't know if there's any settings within the Smart Home app that affect it, but you may want to look around within it.
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