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Level 7

Roku Billing and In-Channel Purchasing Error

I am getting the following error popup on "channelStore.doOrder()" call

"We are unable to complete your purchase. Please update your Roku account to ensure you have a valid payment method on file. 
You may update your Roku account at"

I am using the fakeServer(true) and included all xml files inside my project.

Why it is not working with fakeServer(true)? 
Which file is missing the valid payment method?
Will the amount get deducted from my credit card even for fakeServer Purchase?
If it doesn't deduct any amount from the payment method, then why it is forcing to update to the user for test the app?
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