You don’t understand it either hdmiguy. If you sign up for a service (Paramount, Netflix, Fubo etc) on someone else’s Roku, then Roku becomes the billing entity. For some reason you won’t be billed by the service you signed up for, you’ll be billed by Roku. And of course there’s no warning or acceptance about this. And it saves your CC. Also no warning or acceptance. And you have no way to cancel or remove the CC unless you sign in on the other person’s Roku. So if you’re at someone’s house, AirBnB, etc then leave, you’re SOL unless you can get the Roku device owner to cancel for you.